Medicare Health Insurance
Medicare health insurance can be categorized in four basic product types:
Original Medicare is designed to cover approximately 80% of your hospital/doctor bills. It does not include Prescription Drug Coverage.
Medicare Supplement plans are as the name indicates – they supplement Original Medicare by picking up where Medicare leaves off. Normally, they do not offer Prescription Drug coverage.
Medicare Advantage plans work quite differently. The insurance companies sponsoring Medicare Advantage plans are paid directly by Medicare to assume full responsibility for your healthcare. They often include Prescription Drug coverage.
Prescription Drug plans can be purchased individually or as part of a Medicare Advantage package. There is a penalty that accrues if you do not purchase a Prescription Drug plan when you become eligible for Medicare.
We recommend you become familiar with each of these Medicare insurance types, how they are structured and how they function to meet your health insurance needs. Read more in Understanding Medicare Insurance or call 866-733-5111 or click Live Chat for a one-on-one consultation.
Education is a huge part of what we do at VibrantUSA. We want our clients to be fully prepared to make appropriate decisions about their health insurance plans. We offer basic Medicare 101 Seminars; individual consultations (Contact Us); written materials like our proprietary booklet, Understanding Medicare Insurance; and our blog. In addition, our staff is available year round to help our clients with problems, concerns or planning.
Our clients receive our undivided attention when faced with problems or concerns relative to their insurance. We can answer questions, assist with claims, and facilitate meetings with insurers or Medicare. See our Testimonials section to understand how we have provided outstanding assistance to our clients.
The Cost for Expert Medicare Insurance Advice?
There is no charge for the services we provide at VibrantUSA. Our compensation comes from the commissions we receive from the insurance companies should you decide to purchase a plan. This way we can be a truly unbiased resource.
Is designed for businesses and other organizations that may need assistance in providing insurance services for their clients or members. Check out our Partners page for more information.