News

At the beginning of November 2019, the Centers for Medicare and Medicaid released cost changes for Medicare Parts A and B. These changes will affect monthly premiums, deductibles, and coinsurance amounts for 2020. Medicare Part A covers hospital stays, [...]

Growing up, we didn’t think much about insurance. Health insurance was taken care of by our parents or our job. Automobile insurance was required, so we shopped around to find the lowest rates. When we purchased a home, mortgage insurance was tacked on as [...]

The White House has announced updates to Medicare coverage dealing with Part D plans and insulin drug prices for 2021. The Centers for Medicare and Medicaid Services (CMS) unveiled a Part D Senior Savings Model that would cap the cost of many insulins. [...]

Throughout November 2017, VibrantUSA pledged to donate $5 to the local Meals on Wheels program in Whatcom County for each client referral we received during the month.  Now that we have had a chance to tabulate the results after a very busy Annual [...]

With the Medicare Annual Enrollment Period 2020 (AEP) underway, this is a good time to talk about what considerations should be made regarding your Medicare plans. The AEP runs from October 15th through December 7th, which means there’s just under a month [...]

Family Care Network has announced that starting on January 1st 2020, they will be contracted and in-network with Premera Blue Cross Medicare Advantage plans.

Kaiser Permanente Individual Medicare Advantage members in Skagit & Whatcom Counties will have fewer providers in-network in their respective communities in 2020 as Kaiser Permanente has announced some changes.  While the majority of Kaiser Permanente [...]

It is officially that time of the year again!  Plan options for 2020 have been released and our agents can now compliantly discuss new options with you and go over any changes to your existing plans.  Just like last year, there are many changes for 2020 [...]

July 1st is a special date for us at VibrantUSA as it is the date that Kailie Roosma joined our family business back in 2008. Today is the 11th anniversary of this event and one we wanted to celebrate with everyone by announcing her promotion to a Vice [...]

2019 is off and rolling and rumors about Medigap Plan F are circulating. Many of you might have heard Plan F as well as Plan C* are not going to be sold any longer as of January of 2020. While this is true, there are several important things to know.