Medicare Supplement Benefit Table 2020

Medicare Insurance is designed as a safety net for those 65 and older, under 65 with specific disabilities, and anyone with End-Stage Renal Disease. Broken into four parts, each section covers different aspects of medical care, from urgent care to home or [...]

2020 Medicare Parts A & B Premiums and Deductibles

At the beginning of November 2019, the Centers for Medicare and Medicaid released cost changes for Medicare Parts A and B. These changes will affect monthly premiums, deductibles, and coinsurance amounts for 2020. Medicare Part A covers hospital stays, [...]

5 Things to consider when selecting a Medicare Insurance Agent

Growing up, we didn’t think much about insurance. Health insurance was taken care of by our parents or our job. Automobile insurance was required, so we shopped around to find the lowest rates. When we purchased a home, mortgage insurance was tacked on as [...]

Medicare Part D Insulin Cost Changes for 2021

The White House has announced updates to Medicare coverage dealing with Part D plans and insulin drug prices for 2021. The Centers for Medicare and Medicaid Services (CMS) unveiled a Part D Senior Savings Model that would cap the cost of many insulins. [...]

VibrantUSA Donates $1,370 for local Meals on Wheels Program

Throughout November 2017, VibrantUSA pledged to donate $5 to the local Meals on Wheels program in Whatcom County for each client referral we received during the month.  Now that we have had a chance to tabulate the results after a very busy Annual [...]

Medicare Annual Enrollment Period 2020

With the Medicare Annual Enrollment Period 2020 (AEP) underway, this is a good time to talk about what considerations should be made regarding your Medicare plans. The AEP runs from October 15th through December 7th, which means there’s just under a month [...]

2020 Kaiser Permanente Individual Medicare Advantage Plan Network Changes Skagit & Whatcom Counties

Kaiser Permanente Individual Medicare Advantage members in Skagit & Whatcom Counties will have fewer providers in-network in their respective communities in 2020 as Kaiser Permanente has announced some changes.  While the majority of Kaiser Permanente [...]

2020 Medicare Annual Election Period

It is officially that time of the year again!  Plan options for 2020 have been released and our agents can now compliantly discuss new options with you and go over any changes to your existing plans.  Just like last year, there are many changes for 2020 [...]

Kailie Roosma Named Vice President

July 1st is a special date for us at VibrantUSA as it is the date that Kailie Roosma joined our family business back in 2008. Today is the 11th anniversary of this event and one we wanted to celebrate with everyone by announcing her promotion to a Vice [...]

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