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Mark your calendar with these important dates and enrollment windows!

September: Annual Notice of Change Letter

Medicare Advantage and Part D Prescription Drug plans release their Annual Notice of Change (ANOC) listing any changes to their plans for the next year.

October 1: New Plan Information Available

Insurance Carriers and Agents are able to discuss plan changes and begin reviewing coverage for the next year.

October 15: Medicare Annual Election Period (AEP) Begins

Medicare Advantage and Part D Prescription Drug plans begin accepting applications for the upcoming plan year.

December 7: Medicare Annual Enrollment Period (AEP) Ends

The last day Medicare Advantage and Part D Prescription Drug plans are able to accept applications for the coming plan year.  Exceptions apply for those qualifying for a Special Enrollment Period.

January 1

Medicare Advantage and Part D Prescription Drug plans become effective for the new plan year.

January 1 – March 31: Open Enrollment Period

Open Enrollment Period (OEP) – a time when a beneficiary can make a one-time change to a different Medicare Advantage plan; drop your Medicare Advantage plan and return to Original Medicare, Part A and Part B; or sign up for a stand-alone Medicare Part D Prescription Drug Plan (if you return to Original Medicare).

Becoming Medicare Eligible

When you first become eligible for Medicare, you can enroll in a Medicare Health Plan 3 months BEFORE and AFTER the month you turn age 65.

Becoming Medicare Eligible due to Disability

If you are eligible for Medicare due to disability, you can join during the 3 months BEFORE and AFTER your 25th month of disability.