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2020 Medicare Parts A & B Premiums and Deductibles

At the beginning of November 2019, the Centers for Medicare and Medicaid released cost changes for Medicare Parts A and B. These changes will affect monthly premiums, deductibles, and coinsurance [...]

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5 Things to consider when selecting a Medicare Insurance Agent

Growing up, we didn’t think much about insurance. Health insurance was taken care of by our parents or our job. Automobile insurance was required, so we shopped around to find the lowest rates. [...]

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Medicare Part D Insulin Cost Changes for 2021

The White House has announced updates to Medicare coverage dealing with Part D plans and insulin drug prices for 2021. The Centers for Medicare and Medicaid Services (CMS) unveiled a Part D [...]

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VibrantUSA Donates $1,370 for local Meals on Wheels Program

Throughout November 2017, VibrantUSA pledged to donate $5 to the local Meals on Wheels program in Whatcom County for each client referral we received during the month.  Now that we have had a [...]

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Medicare Annual Enrollment Period 2020

With the Medicare Annual Enrollment Period 2020 (AEP) underway, this is a good time to talk about what considerations should be made regarding your Medicare plans. The AEP runs from October 15th [...]

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Family Care Network Announces Premera Blue Cross Medicare Advantage Contract Change For 2020

Family Care Network has announced that starting on January 1st 2020, they will be contracted and in-network with Premera Blue Cross Medicare Advantage plans.

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2020 Kaiser Permanente Individual Medicare Advantage Plan Network Changes Skagit & Whatcom Counties

Kaiser Permanente Individual Medicare Advantage members in Skagit & Whatcom Counties will have fewer providers in-network in their respective communities in 2020 as Kaiser Permanente has [...]

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2020 Medicare Annual Election Period

It is officially that time of the year again!  Plan options for 2020 have been released and our agents can now compliantly discuss new options with you and go over any changes to your existing [...]

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Kailie Roosma Named Vice President

July 1st is a special date for us at VibrantUSA as it is the date that Kailie Roosma joined our family business back in 2008. Today is the 11th anniversary of this event and one we wanted to [...]

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Action required by members who requested to have their premiums withheld by SSA/RRB in 2019

2019 is off and rolling and rumors about Medigap Plan F are circulating. Many of you might have heard Plan F as well as Plan C* are not going to be sold any longer as of January of 2020. While [...]