Since 2003, VibrantUSA has been an independent insurance agency, specializing in helping our clients find the right Medicare plan for them. During that time, we have seen many changes to the various plans and benefits as well as the selection of plans local providers are accepting.

However, one thing that hasn’t changed is our dedication to our clients. We understand how difficult it is to find the right plan, doctors, and pay point for the various Medicare options. VibrantUSA takes the time to learn about our clients and what they need most from their Medicare Insurance plans. We then help find the option that suits their needs best -finding them the best value, too.

Our Bellingham office has access to more than 50 different plan variations through more than 30 regional and national insurance companies. This is why we remain independent – it means we can offer the largest variety of plans for our clients without the constraints of being tied to one or two insurance carriers.

Individualized Plans

In addition to finding the right Medicare plan for our Bellingham clients, VibrantUSA also knows which doctors accept those plans. During the past 16 years, we have developed a relationship with hundreds of regional doctors that appreciate our knowledge of the Medicare system.

They know it’s our specialty so they trust us to give their patients the information they need to make an informed decision. Because we are independent, physicians know we offer unbiased views on Medicare plans and how to best serve our clients. 

No Fees

In addition to finding the best plans at the best prices, VibrantUSA doesn’t charge a fee for our services. In fact, we don’t take a single dime from any of our clients. We get paid a commission by the insurance carriers, regardless of the plan. This helps us to remain impartial and also saves our clients time and money.

This means it truly doesn’t matter what Medicare plans or insurance carriers we offer, we just want the best fit for our clients. Because we work with many carriers, we’re able to better serve our clients. 

Your Bellingham Independent Insurance Agents

Just like you, our independence is very important to us. It allows VibrantUSA to truly work in our client’s best interests whether it’s finding Medicare supplemental plans, additional coverage, or just keeping our clients up to date on any changes or enrollment dates.

Are you, or someone you love, approaching an age where they qualify for Medicare? Are you wondering if your disabled family member can get Medicare even though they are too young? Are you already on Medicare, but worried about any legislation that might affect your coverage? Contact one of our Bellingham agents and see what we can do for you.

Contact Information

3800 Byron Ave
Suite 148
Bellingham, WA 98229

Telephone #
(360) 733-5111

8:30 AM – 5:00 PM *


  • Medicare Advantage Plans
  • Medicare Supplement Plans
  • Medicare Insurance
  • Medicare Prescription Drug Plans


  • Family Care Network
  • Associates in Family Medicine
  • Bay Medical Clinic
  • Creelman and Shilling

Our Bellingham Team

  • Lindsey Gabl Licensed Insurance Specialist

    Lindsey is a licensed insurance specialist in our Bellingham office. Before coming to Vibrant USA Lindsey attended classes at Whatcom Community College. She has spent many years working in the customer service industry and feels that her experience gives her motivation to help others. She has 2 children, a teenage girl and a pre-teen boy, along with 3 dogs and a pet fish. When Lindsey has free time you can most likely find her at the beach or river looking for agates and other pretty rocks. She also loves plants and watching her daughter’s volleyball games. Lindsey is excited to start her career with VibrantUSA.

  • Taysha Long Receptionist - Bellingham Office

    Taysha joined the VibrantUSA team in August of 2021. She has lived in Washington her whole life with time spent in both Snohomish and Whatcom counties and graduated from Lynden High School in 2016. Taysha has worked in customer service since she was 15 and has a passion for helping and serving others. Her big heart has also led her to sign up to foster small animals. In her free time she loves watching new documentaries, trying new recipes from cook books, and going on night walks. She currently lives in Lynden with her boyfriend and guinea pigs.

  • Monique Mobley
    Monique Mobley Licensed Insurance Specialist

    Monique is a Southern California native that graduated from Cal State Northridge with her Bachelors in Sociology. After spending some time in Bellingham, she decided to call the Pacific Northwest her home. She has many years of experience in the Customer Service industry which has fueled her love for helping others and problem solving. In her free time, she loves to explore what Washington state has to offer along with spending nights at home watching medical and law series. She is excited to begin her career at VibrantUSA!

  • Kenzie Nelson Sales Manager & Licensed Insurance Specialist

    Kenzie joined VibrantUSA in 2018. She started her insurance career as a Property & Casualty Agent. She has added her Life & Disability License and is a Business Development Manager focused in our WA markets. She attended the University of Montana as a student-athlete playing basketball for the Lady Griz and graduated in 2013. Kenzie was born and raised in Lynden and is eager to serve the community where she grew up. She currently resides in Lynden with her husband, J.R., and dog, Zeek. In her free time, she likes to go hiking and spend time with family and friends.

  • Morgan Irey Licensed Insurance Specialist

    Morgan is an Advisor in our Bellingham office. Born and raised in Whatcom County, she started with VibrantUSA in 2014 after attending Whatcom Community College. Morgan strives to learn new things and share knowledge; she is passionate about her job and works to serve others. In her free time, she enjoys gaming, reading and cooking. She currently lives in Bellingham with her kitty, Mira.

  • Rachel Zima Licensed Insurance Specialist & Bellingham Office Manager

    Rachel is an Office Manager and Licensed Insurance Specialist in out Bellingham office. Prior to joining VibrantUSA Rachel worked as a travel agent for 27 years which has given her excellent customer service skills. A native of Whatcom County she spends her free time watching sports, gardening, or relaxing with a good book. Also enjoys traveling whenever she can. She resides in Lynden and has raised two wonderful children.

  • Kailie Roosma Managing Director & Sr. Licensed Insurance Specialist

    Kailie attended the University of Washington and graduated from Western Washington University in 2007. In 2008, she began her career with VibrantUSA as a customer service representative and then worked her way up to be an agent as well as a Vice President. Kailie is very active in the community and served as Chairperson for the Alzheimer Society of Washington’s 2011 and 2012 Miles for Memories 5k Walk/Run. She is also a member of Elder Service Providers and sits on the Board of Directors. She lives in Glacier, WA with her husband, son and two dogs.

  • Marsha Neal Sr. Licensed Insurance Specialist

    Marsha has more than 25 years of experience as a successful sales professional. Having been with VibrantUSA since 2005, she has been instrumental in the growth of the company. In addition to her sales role, Marsha manages VibrantUSA’s agent training program.  Prior to her sales career, she served in the US Armed Forces for eight years, specializing in Communications. She is very involved with her community and remains active in the Veterans of Foreign Wars, Bellingham Eagle’s FOE #31, and is on the Board of Directors for the WCUSBC Bowlers Association.  During her free time, Marsha loves to bowl and travel with her husband, and is involved in activities with her church.

  • Renee Marr Sr. Licensed Insurance Specialist

    Renee has spent more than 20 years in the fields of insurance, investments, health care reimbursement and tax law. She has been with VibrantUSA since its inception and has played an essential role in moving the company forward. She is the first recipient of the company’s Cornerstone Award in recognition of outstanding performance and achieving sales in excess of 2,000. Renee is a graduate of Western Washington University majoring in English. She enjoys reading, cooking, boating, good wine and spending time with her loved ones. Renee lives with her son in Bellingham, WA.

Our Bellingham Reviews

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