Since 2003, VibrantUSA has been an independent insurance agency, specializing in helping our clients find the right Medicare plan for them. During that time, we have seen many changes to the various plans and benefits as well as the selection of plans local providers are accepting.

However, one thing that hasn’t changed is our dedication to our clients. We understand how difficult it is to find the right plan, doctors, and pay point for the various Medicare options. VibrantUSA takes the time to learn about our clients and what they need most from their Medicare Insurance plans. We then help find the option that suits their needs best -finding them the best value, too.

Our Bellingham office has access to more than 50 different plan variations through more than 30 regional and national insurance companies. This is why we remain independent – it means we can offer the largest variety of plans for our clients without the constraints of being tied to one or two insurance carriers.

Individualized Plans

In addition to finding the right Medicare plan for our Bellingham clients, VibrantUSA also knows which doctors accept those plans. During the past 16 years, we have developed a relationship with hundreds of regional doctors that appreciate our knowledge of the Medicare system.

They know it’s our specialty so they trust us to give their patients the information they need to make an informed decision. Because we are independent, physicians know we offer unbiased views on Medicare plans and how to best serve our clients. 

No Fees

In addition to finding the best plans at the best prices, VibrantUSA doesn’t charge a fee for our services. In fact, we don’t take a single dime from any of our clients. We get paid a commission by the insurance carriers, regardless of the plan. This helps us to remain impartial and also saves our clients time and money.

This means it truly doesn’t matter what Medicare plans or insurance carriers we offer, we just want the best fit for our clients. Because we work with many carriers, we’re able to better serve our clients. 

Your Bellingham Independent Insurance Agents

Just like you, our independence is very important to us. It allows VibrantUSA to truly work in our client’s best interests whether it’s finding Medicare supplemental plans, additional coverage, or just keeping our clients up to date on any changes or enrollment dates.

Are you, or someone you love, approaching an age where they qualify for Medicare? Are you wondering if your disabled family member can get Medicare even though they are too young? Are you already on Medicare, but worried about any legislation that might affect your coverage? Contact one of our Bellingham agents and see what we can do for you.

Contact Information

3800 Byron Ave
Suite 148
Bellingham, WA 98229

Telephone #
(360) 733-5111 **

8:30 AM – 5:00 PM


  • Medicare Advantage Plans
  • Medicare Supplement Plans
  • Medicare Insurance
  • Medicare Prescription Drug Plans


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  • Associates in Family Medicine
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