MYTH VS FACT: I have not worked long enough to qualify for premium free Part A.
Partially a fact.
Medicare Part A, also known as Hospital Coverage, covers inpatient care in a hospital, skilled nursing facility care, hospice care, and home health care. Typically, you would not pay for a Part A premium, as long as you or your spouse worked 40 quarters or 10 years in the United States and paid into Medicare taxes.
What if you do not qualify for premium free Part A?
In 2022, the most you would pay for a Part A premium would be $499 a month. However, premium cost depends on how many quarters you or your spouse worked. If Medicare taxes were paid for less than 30 quarters, the Part A premium is $499. If Medicare taxes were paid for 30-39 quarters, the standard Part A premium is $274. If you choose NOT to purchase Part A, you can still purchase Part B.