When many people think of Medicare coverage, they think of hospital stays, prescription drug coverage, or if they can find a doctor or health care professional that accepts Medicare. But there are a few items that may be overlooked because they were a part of life before turning 65.
Before any of us had our first birthday, we had our dental, vision, and hearing checked. Going to the dentist twice a year, reading eye charts, and having those days in grade school when everyone had their hearing tested by raising an arm when we heard a tone.
In older adults, especially those nearing retirement age, teeth, eyes, and ears may need more attention. While those aspects of healthcare are usually covered by an employer’s health plan, what happens when you retire? What kind of Medicare coverage is available for those senses you’ve been using all your life?
Medicare Coverage for Hearing Aids
The combination of both Parts A and B, Original Medicare doesn’t cover hearing problems. While testing may be available as part of overall health care, the cost of hearing aids will be out of pocket. Medicare Part A covers hospital stays, home health, and hospice care.
Medicare Part B covers most doctor care, durable medicare equipment, and outpatient therapies. But it doesn’t cover over the counter hearing aids. If people with hearing loss need hearing aids coverage, they will need to enroll in Medicare Part C, also known as Medicare Advantage.
Medicare Advantage health insurance covers hearing aids, dental, and vision care. Advantage plans also cover Original Medicare and usually prescription drugs as part of Medicare Part D. Those with an increased risk of hearing difficulties or loss will want to investigate coverage via Medicare Advantage plans or through a private insurance company.
Work With Independent Medicare Experts
Since 2003, VibrantUSA has been helping clients navigate the world of Medicare. With so much to consider, our mission is to simplify the process of enrolling in a system you’ve been paying to your entire working life.
As an independent agency, we have access to more than 50 plans offered by more than 30 insurance companies. We work for you, not the insurance companies. The best part is we do it at absolutely no charge to our clients.
If you would like to know more about Medicare hearing aid coverage, please request a free online quote. Or reach out to one of our Medicare insurance specialists. We will give you all of the unbiased information you need to make the right decision for your Medicare health coverage.
